Three Things to do Today
I have an aunt who can be a bit irreverent (age does have its privileges). Once, during a polite discussion around the dinner table, she told my sister to “quit pissing around with it” and get done with grad school. There was a definite moment of shocked silence but then a realization that maybe it was what needed to be said.
You say you want out of debt, you daydream about having no payments, you hunger for the freedom that savings will give you but you are still just “pissing around with it”.
Changing your relationship with money is not easy; it is not what everyone else is doing and it will not happen overnight. It requires commitment, knowledge and most of all ACTION.
Here are three ACTIONS you need to take RIGHT NOW:
Tell Someone
Commit. I want you to tell someone that matters to you what you are doing and why. This could be a simple phone call or email; but do it. Call your mother or your brother or your best friend and express to them how living beyond your means has affected your life and tell them what you intend to do about it. Do this even if you do not yet have a specific plan. You are NOT looking for help in terms of a gift or a loan. However, if offered you should graciously accept words of encouragement or promises of prayers.
Find a Face-to-Face Group
Helping someone else by sharing your story is one of the best ways to reinforce your commitment. If you are located to the Tampa/St. Pete area, sign up for our no-cost informal BeyondDave Meetups here. Or you can try Financial Peace University which is Dave Ramsey’s 13 week class offered at many churches. Find one near you here.
Get Consistent Encouragement & Advice
You will not finish this today or next week or next month. You will have days when you want to quit, just quietly slide back into your old behavior. Let me help you. Sign-up here to have my blog post delivered to your inbox three days a week. I will give you the information and the encouragement you need to get this done.